About Independent Benefit Advisors
South Carolina Health Insurance Brokerage Agency

About Our Independent Health Insurance Brokerage Agency

Independent Benefit Advisors is your  independent health insurance brokerage agency for Medicare, individual, and group health insurance in South Carolina. Our goal is to provide long term perspective and promote a sense of responsibility and stewardship with our customers.

The Independent Benefit Advisors have been helping families, individuals, and businesses in North Carolina find the affordable health care solutions in North Carolina for more than 2 decades, and is proud to be offering our services in South Carolina as well. As an independent health insurance brokerage agency, we have extensive expertise and experience in all aspects of the health care field, and specialize in individual and group health insurance as well as Medicare and Medicare Supplement needs.

Our Philosophy

As a family owned business, Independent Benefit Advisors is dedicated to providing services for each of our clients the same as we would for those we love. Our health insurance brokerage agency is built on long term relationships, not short sighted decisions focused solely on our bottom line. No matter the size or scope of the challenges you or you business face, the Independent Benefit Advisors are here to offer our complete commitment to your health care needs.

Our philosophy includes:

  • To meet the needs of every customer by having a comprehensive understanding of the individual or business goals and objectives, consistently anticipating health care needs.

  • To meet the changing needs of customers by expanding and understanding the range of services available.

  • To remain completely independent of all insurance carriers, representing our customers in all aspects of health care needs, providing solutions and advice based on the best interests of each customer.

  • To provide the highest level of professional commitment and service at all times, acting as a single point of contact liaison between insurers and Human Resource Departments.

Our Process

  • Evaluate the specific benefit needs of employees or individuals
  • Determine what role health insurance benefits have in your overall individual or company goals
  • Focus on your objectives with early involvement
  • Understand and analyze current market options, recommending best practice solutions
  • Track and analyze emerging  and current trends in healthcare and how these impact individuals and companies
  • Analyze claims and utilize reports to  identify which trends will meet the your long-term objectives
  • Hold insurance carriers and agencies accountable, reviewing performance promises

Our Team

  • 1

    Anne Petrat

    Administrative Assistant

    Anne Petrat brings an abundance of administrative experience and adaptability to her role. Originally from New York, she began her career as an Administrative Assistant at the New York Racing Association. In 1999, Anne relocated to Hilton Head Island, SC, where she served as an office manager for a prominent dental office. Recognized for her diligence and strong work ethic, Anne seized an opportunity to join Independent Benefit Advisors as an administrative assistant, effectively blending her existing expertise with a commitment to learning new skills.

    Outside of her professional endeavors, Anne finds joy in culinary pursuits, solving puzzles, maintaining an active lifestyle through workouts, and cherishing time spent with friends. Her multifaceted interests reflect a balanced and vibrant personality dedicated to both personal growth and professional excellence.

  • 2

    Molly Lucci

    Client Support Specialist

    Molly Lucci is a dedicated professional who brings a wealth of experience in customer service, leadership, and multitasking skills to her role in the health insurance industry. Born in Guatemala and adopted into a loving family in Charleston, West Virginia, Molly is the fifth child among six siblings. In 2010, she relocated to Hilton Head Island, South Carolina, where she completed her middle and high school education and has since established herself in the community.

    With a career spanning over three years in the health insurance sector, Molly specializes in Medicare and Individual Health Insurance both On and Off-Exchange. She is known for her commitment to exceeding client expectations, always prioritizing their best interests and delivering exceptional customer service.

    Beyond her professional endeavors, Molly is actively engaged in serving her community and pursuing her passions. She enjoys playing pickleball, creating music, and honing her skills in photography and videography. Molly’s diverse interests and commitment to excellence define her both personally and professionally.

  • 3

    Ashley Gasiorowski

    Senior Client Advisor

    Ashley Gasiorowski has been an insurance agent for over 14 years, dedicated to serving clients across the Carolinas. She began her career in Apex, NC, working alongside her father and brother, emphasizing the importance of family in her professional journey. In 2018, with her father’s blessing, Ashley embarked on a new adventure and opened their South Carolina location in Hilton Head Island.

    Ashley specializes in health insurance products throughout South Carolina, with a particular focus on Medicare, Individual Health Insurance, and Employer Group Benefits. Her Medicare clients hold a special place in her heart, and she finds great purpose in helping individuals and families navigate the complexities of the Individual Health Insurance market. Additionally, Ashley excels in working with employers to implement benefits for their employees, crafting unique plans that cater to each business’s diverse needs.
    Believing that education is the key to success, Ashley understands that insurance is not a one-size-fits-all industry. She dedicates time to each client, discussing all available options in detail. By presenting every option and risk, she ensures that her clients can make informed decisions about their coverage. Ashley is confident that her clients will never face surprises down the road, knowing they were provided with all the necessary information.

    Ashley prides herself and her staff on their commitment to exceptional customer service. They promptly return phone calls and emails, advocating for their clients beyond the enrollment process. At Independent Benefit Advisors, they commit to serving each client for the life of their policy.

  • 4

    Meet Turk and Tique

    The Office Black English Labs

    Turk and Tique are beloved Black English Labs who bring joy and warmth to their workplace every day. Tique, at 9 years old, is a seasoned professional who excels in her role at the office. She’s known for her proper demeanor, independence, and matter-of-fact attitude towards her job. Despite her serious approach, Tique never fails to greet every client with a wagging tail and a contagious smile.

    Turk, on the other hand, is the energetic youngster at just 1 year old. Dramatic and full of enthusiasm, Turk believes that every day is an opportunity for adventure and fun. He’s still mastering his spatial awareness and can often be found napping loudly or eagerly waiting for belly rubs in the most adorable upside-down position.
    Both Turk and Tique share a passion for napping, non-stop eating, and meeting new people. They take their roles as office greeters seriously, eagerly awaiting the next client to assist with their endearing presence and playful antics. Together, they embody the spirit of companionship and happiness in the workplace, making them cherished members of the team.

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CONTACT US NOW FOR A FREE QUOTE

THERE IS NEVER A FEE FOR OUR SERVICES

Contact Our South Carolina Health Insurance Brokerage Agency for Medicare, Individual, & Group Health Insurance

Give us a call at (843) 681-7400 or contact us online for Medicare, individual, or group health insurance in Hilton Head Island, Charleston, Columbia, Bluffton , Florence , Spartanburg, Myrtle Beach, Greenville, Aiken, Lexington, Rock Hill, Hardeeville, Murrells Inletand other areas. areas we serve in South Carolina.

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